UK personal finance, in plain English
The numbers behind everyday money decisions.
Miles On Money is a YouTube channel that works out what renting, saving and switching really cost, with every assumption written down. This site holds the tools and the rate tables that go with the videos.
Tools and tables
Everything here comes with its sources and the date it was checked.
Rent or buy calculator
The model from our rent vs buy video. Change any number and see who comes out ahead, and by how much.
Open the calculatorTop savings rates
Easy-access, fixed and regular savers, sorted by rate, each checked on the provider's own page.
See the ratesISAs
Cash ISAs and Lifetime ISAs, sorted by rate, plus the rules in plain English.
See ISA ratesCurrent accounts
Switching bonuses and accounts that pay interest, with the conditions spelled out.
See the accountsHow the rate tables work
Simple rules, so you know exactly what you're looking at.
- 1
From the provider
Every rate is checked on the bank's or building society's own page. If that page can't be read, the row says where the rate came from instead.
- 2
Dated
Every table, and any row checked on a different day, shows the date it was checked.
- 3
Sorted by rate
Highest rate first. No sponsored slots and no "best for you" picks.
- 4
A list, not advice
These are the top rates, not a recommendation. The right account depends on how much you have and when you need it.
On the channel
Each video takes one everyday decision, like renting or buying, and runs the numbers out loud, with the sources on screen.