Miles On Money

Guides

UK money, in plain English

Short guides to ISAs, pensions, investing and the bigger money moments. Each one is written from the primary sources, like GOV.UK and the FCA, with every rule linked and the date it was checked. General information, not advice.

  1. Checked

    How to start investing with your first £100

    What to sort first, what £100 can buy, and why fees bite hardest on small amounts.

    Read the guide
  2. Checked

    How stocks and shares ISAs work

    The tax it saves, the £20,000 allowance, withdrawals, transfers and the risks.

    Read the guide
  3. Checked

    Every type of ISA explained

    Cash, stocks and shares, Lifetime, Innovative Finance and Junior ISAs, side by side.

    Read the guide
  4. Checked

    SIPPs explained

    Tax relief, how to claim the higher-rate part, the annual allowance and when you can get at it.

    Read the guide
  5. Checked

    Index funds explained

    What they are, what they cost, and why one fund can hold hundreds of companies.

    Read the guide
  6. Checked

    How to check and choose a financial adviser

    Checking the FCA register, independent vs restricted, how advisers charge, and free guidance.

    Read the guide
  7. Checked

    What to do with a windfall

    Inheritance, gifts and prizes: the tax rules, debts first, an emergency fund, and no rush.

    Read the guide
  8. Checked

    How compound interest works

    Growth on your growth, in plain English, with a calculator to try your own numbers.

    Read the guide